[{"content":"Overseas work usually spans many vendors. Finding a new specialist for every new problem wastes time and stretches the timeline. We start from a service relationship: a plan based on your real situation, plus the issues you have not hit yet, then long-term follow-up.\n1. Study and immigration Country, city and school selection; applications, essays and interviews; student, work and investor visas; arrival support such as housing and language.\n2. Education planning Academic assessment, school and major selection, scholarships, and extra-curricular support.\n3. Asset allocation Financial review, a portfolio across equities, bonds and property, then regular review and rebalancing.\n4. Insurance and wealth Needs analysis, product selection, short- and long-term cash planning, and claims support.\n5. Funds and securities Fund selection, portfolio monitoring and market notes.\n6. Family office Trusts, succession, and family investment management so wealth transfers without leaking away.\n","permalink":"https://dtsdt.com/en/services/overseas-asset-configuration-one-stop-solution-plan/","summary":"Immigration, education, asset allocation, insurance and family office — planned as one continuous service relationship.","title":"One-stop overseas planning"},{"content":"Asset allocation is a full service for financial goals and risk control. It covers equities, bonds, funds, property and cash.\n1. Equities Market notes, stock selection matched to risk, and trade execution.\n2. Bonds Credit review, duration matching, and a mix of government and corporate paper.\n3. Funds Fund screening, periodic reviews, and rebalancing.\n4. Property Location research, holding structure, and cash-flow checks.\n5. Cash and FX Multi-currency cash, FX timing, and liquidity buffers.\nThe aim is a portfolio you can hold: diversified, reviewable, and adjusted as life changes.\n","permalink":"https://dtsdt.com/en/services/asset-allocation/","summary":"A full allocation across equities, bonds, funds and property, sized to your goals and risk.","title":"Asset allocation"},{"content":"1. Study consulting Country and school selection from academic background and career plans; essays, recommendations and interviews; student-visa filing and first-arrival support.\n2. Immigration A route matched to your profile — skilled, investor or family — then filing, tracking, and post-landing help with work, housing and benefits.\n3. Education planning A long arc from school to university, tutoring, and support while overseas.\n4. Settling in Language courses, cultural orientation, and everyday guidance: transport, shopping, healthcare.\n","permalink":"https://dtsdt.com/en/services/study-abroad-immigration/","summary":"Country and school selection, applications, visa filing and arrival support — student to investor routes.","title":"Study and immigration"},{"content":"Protection first, then growth. Each plan is sized to the household, not to a product quota.\n1. Needs analysis A full look at finances, family and plans; then a risk map and a matching cover.\n2. Product selection Compare carriers, then a mix of life, health and accident cover that actually fits.\n3. Wealth planning Short-term cash products and a longer mix of equities, funds and property.\n4. Claims support Paperwork, process, and help if a claim is disputed.\nThe result should be cover you can use, plus a savings path that does not fight the insurance.\n","permalink":"https://dtsdt.com/en/services/insurance-finance/","summary":"Risk first, then return: life, health and savings plans tailored to your family structure.","title":"Insurance and wealth"},{"content":"Family offices used to mean ultra-high-net-worth only. Mass-affluent households can still use the same toolkit: wealth planning, investment structure, tax, education, retirement, and risk control.\nCore work Wealth management — a household balance sheet, goals, and a review rhythm. Investments — allocation, manager selection, and reporting. Tax and legal — holding companies, trusts, and cross-border notes (with licensed counsel). Education and retirement — school funding and a drawdown plan. Insurance — a cover map that sits next to the investment book. The point is coordination: one map for the family, not five vendors who never talk.\n","permalink":"https://dtsdt.com/en/services/family-office/","summary":"Family-office services for mass-affluent households: wealth, structuring, tax, education and risk.","title":"Family office"},{"content":"DTSDT provides one-stop overseas planning: study and immigration, asset allocation, insurance and family office. One team, one process, with follow-through over the long run.\nThe articles section keeps practical notes on accounts and remittances. The personal blog lives at hkhenry.com.\n","permalink":"https://dtsdt.com/en/about/","summary":"\u003cp\u003eDTSDT provides one-stop overseas planning: study and immigration, asset allocation, insurance and family office. One team, one process, with follow-through over the long run.\u003c/p\u003e\n\u003cp\u003eThe articles section keeps practical notes on accounts and remittances. The personal blog lives at \u003ca href=\"https://hkhenry.com/\"\u003ehkhenry.com\u003c/a\u003e.\u003c/p\u003e","title":"About"},{"content":"The site is back. It used to run on Notion with cloud-side rendering; now it is generated statically with Hugo.\nWhy the change The old setup depended on Notion too much: whenever Notion changed something, or the server-side rendering broke, the whole site went down. A static site generates plain HTML up front, so there is no runtime dependency that can fail.\nWhat changed Faster: pages are pre-built static HTML with no front-end framework to load. Better SEO: it generates sitemap.xml, robots.txt, full-text RSS, Open Graph cards and structured data automatically. Easier publishing: posts are just Markdown files — commit and it builds. Less maintenance: only Hugo and the theme, so upgrades stay simple. What\u0026rsquo;s next Older posts will be brought back and reorganised into series.\n","permalink":"https://dtsdt.com/en/article/site-relaunch/","summary":"\u003cp\u003eThe site is back. It used to run on Notion with cloud-side rendering; now it is generated statically with Hugo.\u003c/p\u003e\n\u003ch2 id=\"why-the-change\"\u003eWhy the change\u003c/h2\u003e\n\u003cp\u003eThe old setup depended on Notion too much: whenever Notion changed something, or the server-side rendering broke, the whole site went down. A static site generates plain HTML up front, so there is no runtime dependency that can fail.\u003c/p\u003e","title":"The site moved from Notion to Hugo"}]